Archive for the ‘ IRA Rules ’ Category

Understanding Unrelated Debt Financed Income in an IRA

December 28th, 2011 | Posted in IRA Investments, IRA Rules, IRA Tax Laws | No Comments »

Part 2: UDFI In Part 1 of Understanding Unrelated Business Taxable Income, we discussed UBIT. The second type of UBTI that a self directed IRA may generate is Unrelated Debt Financed Income, or UDFI. UDFI may be generated when a tax exempt or tax deferred entity owns property that is debt financed. If an IRA [...]

Don’t Leave Your 401k Behind

December 28th, 2011 | Posted in Investment Options, IRA Investments, IRA Rules, IRA Tax Laws | No Comments »

Rollover to an IRA and Expand Your Investment Options As the stock market rollercoaster leaves much out of our individual control, there is something you may want to consider for gaining better control and protecting your retirement dollars from market losses. A self directed IRA is a retirement tool that has allowed individuals to direct [...]

Understanding Unrelated Business Taxable Income (UBTI) in an IRA

December 27th, 2011 | Posted in IRA Investments, IRA Rules, IRA Tax Laws | No Comments »

Part 1: UBTI Making investments with funds from a self directed IRA provides a great tax advantage in that most income is tax free until distribution. However, there are certain situations in which a self directed IRA can generate taxable income in the form of Unrelated Business Taxable Income (UBTI) or Unrelated Debt-Financed Income (UDFI). [...]

Considering Real Estate in a Self Directed IRA?

December 27th, 2011 | Posted in Investment Options, IRA Investments, IRA Rules, IRA Tax Laws, News | No Comments »

With the economic downtown, savvy investors are looking for investment opportunities in real estate and may consider using a self directed IRA or real estate IRA. After all, real estate has long been considered the number one way to building wealth – and what better way than to build wealth tax-deferred or tax-free than in [...]

Learn About the 2010 Roth IRA Conversion Rules

December 27th, 2011 | Posted in IRA Rules, IRA Tax Laws, News | No Comments »

The year 2010 opens the door for many individuals to consider converting from a Traditional IRA to a Roth IRA. On January 1, the new Roth conversion rules became effective. You have probably heard of this opportunity by now, and may have some questions about the new rules and implications. While the decision of whether [...]

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Self Directed IRA Services, Inc. ("SDIRA Services") acts only as a passive custodian of self directed individual retirement accounts and does not provide tax, legal, or investment advice. Any information communicated by SDIRA Services is for educational purposes only, and it should not be construed as tax, legal, or investment advice. Whenever you make an investment decision, please consult with your legal, tax, and investment professionals. All account transactions are directed by the IRA owner and the IRA owner accepts and assumes full responsibility for the suitability, evaluation, selection, success or failure of any investment. SDIRA Services does not sponsor, endorse or investigate any investment and is not affiliated with any investment product sponsor or issuer.