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What Is A Self Directed IRA?

Simply put, a self directed IRA is an individual retirement account that gives the IRA owner greater control over their investment decisions.  In a self directed IRA, the IRA owner or their investment advisor make the investment decisions and instruct the IRA custodian. 

 

Self Directed IRA Basics

The term ‘self directed IRA’ is one that is easily confused.  After all, the level of control given to the IRA owner can vary greatly among different IRA providers.   Many banks, brokerage firms, mutual fund and life insurance companies offer self directed IRAs which are locked into narrow investment choices such as stocks, mutual funds, annuities and bank CDs. 

However, under IRC section 408, federal law only prohibits an IRA from investing in things such as life insurance, collectibles which include artwork, gemstones, rugs and the like.  Aside from these exclusions, an IRA custodian has free reign to determine the types of investments it will permit. 

That’s what makes Self Directed IRA Services, Inc. unique.  Our self directed IRAs are allowed the widest array of investment options which include:

  • real estate,
  • trust or mortgage deeds,
  • precious metals,
  • energy investments,
  • closely-held stock,
  • private LPs and LLCs,
  • promissory notes and corporate debt,
  • and much more. 

 

Advantages of Self Directed IRAs

With a self directed IRA, you can easily chart a plan for building wealth on a tax deferred or tax free basis.  True investment diversification begins when you open an IRA with Self Directed IRA Services, Inc.

You can stay ahead of inflation and expand your retirement portfolio beyond mainstream investments. You can put your retirement funds to work building a powerful investment strategy.  Best of all, you can use your knowledge to invest in things you know and understand.  

For many people, a self directed IRA can open the door to a new world of opportunity. Take control and direct your own retirement future today.  Contact us and see how easy it can be! 

 

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